欠
=
⺈
+
人
:
The Queen of Hearts (qi) is pretty annoyed by Neanderthal Man (人), who is quarreling with the crane (⺈) in the anthill's bathroom (an4). Neanderthal Man (人) owes the crane money, and the crane is waving with his IOU note (mnemonic symbol for 欠).
债
=
亻
+
责
:
James II of England (zh) had a great party. He wakes up in the airplane's bathroom (ai4) still wearing his party hat (责) to a very angry Rosa Luxemburg (亻) who wants to claim Jame II's debt (债).