down / downwards / below / lower / later / next (week etc) / second (of two parts) / to decline / to go down / to arrive at (a decision, conclusion etc) / measure word to show the frequency of an action
old-style money shop (a type of private bank that first appeared in the Ming dynasty, flourished in the Qing, and was phased out after 1949) / (in recent times) informal financial company, often operating at the edges of what is legal