破財免災

破 = 皮 + 石 : Pinocchio is playing with his cow hide in the observatory's bathroom. Unfortunately he accidentally destroys the toilet by hurling a huge rock at the toilet, using the cow hide as sling.

财 = 才 + 贝 : The King of Chu found a big money bag in the airplane's kitchen, but he knows that there is no free lunch. Carefully, he scans the content of the bag with his X-ray power vision, and inside the bag, he finds a crab waiting to strike on its prey.

免 = ⺈ + 口 + 儿 : Mnemonic symbol: 免责说明, a disclaimer.

Marilyn Monroe and the crane are on a date in the anthill. Sun Wukong served them cocktails in two mandarins, but the cocktails are so terrible that Marilyn and the crane had to puke all over the place which ruined their date. They want to sue sun Wukong, but he just shows them the place's disclaimer telling them that he is exempted from any responsibility.

灾 = 宀 + 火 : Zorro (z) just earned his PhD and is celebrating it with a bonfire (火) in front of the airplane (ai1), but then he accidentally drops his graduation cap (宀) and his certificate into the fire! What a disaster (灾)!