懒
=
忄
+
赖
:
Sir Lancelot (l) has been hanging around in the anthill (an3) for days, until one day the Dalai Lama (赖) comes over and punishes him by beating him with a flail (忄) for being so lazy (懒).
怠
=
台
+
心
:
Don Quixote (d) got a job working at the counter (台) in the airplane's bathroom (ai4), but he is very lazy and slacking off (怠) because he left his heart (心) at home.