貸款率

贷 = 代 + 贝 : Don Quixote (d) asks the crab (贝) for a loan (贷) in the airplane's bathroom (ai4) so that he can continue his adventures, but the crab can only offer him a few tokens (代) for the washing machine.

款 = 士 + 欠 + 示 : Karl Koala (ku) took the bachelor (士) out for dinner to the anthill (an3), but yet again he didn't bring enough money so he wants to give the bachelor an IOU note (欠) once more. The bachelor then pulls out a guideon (示) showing that he's a member of some special force, and that Karl Koala, because of his greed, will have to pay a fine (款).

率 = 冫 + 十 + 玄 : Sheldon Shrimp (shu) is surprised by a stream of lava (玄) rushing into the airplane's bathroom (ai4). He acts quickly (率) and jumps on a huge cross (十) to save himself. Then he continues to lead (率) the stream of lava around the cross by placing popsicles (冫) on the floor in just the right way, so that the lava passes his cross without melting it. He notices that the heat flow to either side of the cross corresponds to the golden ratio (率).