优惠贷款

优 = 亻 + 尤 : Rosa Luxemburg (亻) and Maud Younger (y) are awarding each other medals (尤) for being superior (优) than the rest of the world in front of the outhouse (ou1).

优 = 亻 + 尤 : A disabled man is lying on the streets, his crutches nearby. He's blaming (尤) everyone for not helping him. Finally, a man (亻) of excellent reputation comes to his aid.

惠 = 二 + 虫 + 心 : Mnemonic symbol: a patron.

Helgar Horse (hu) used to be an accomplished racing horse, but nowadays she gets too old. Her patron (惠)—the mosquito (虫)—however wants her to continue, so he adds a capacitor (二) to her heart (心) in the Eiffel Tower's bathroom (ei4) to make her run even faster.

惠 = 二 + 虫 + 心 : Mnemonic symbol: a patron.

Helgar Horse (hu) used to be an accomplished racing horse, but nowadays she gets too old. Her patron (惠)—the mosquito (虫)—however wants her to continue, so he adds a capacitor (二) to her heart (心) in the Eiffel Tower's bathroom (ei4) to make her run even faster.

贷 = 代 + 贝 : Don Quixote (d) asks the crab (贝) for a loan (贷) in the airplane's bathroom (ai4) so that he can continue his adventures, but the crab can only offer him a few tokens (代) for the washing machine.

款 = 士 + 欠 + 示 : Karl Koala (ku) took the bachelor (士) out for dinner to the anthill (an3), but yet again he didn't bring enough money so he wants to give the bachelor an IOU note (欠) once more. The bachelor then pulls out a guideon (示) showing that he's a member of some special force, and that Karl Koala, because of his greed, will have to pay a fine (款).