無利

no profit / not profitable / a hindrance / (to lend money) at no interest

sharp / favorable / advantage / benefit / profit / interest / to do good to / to benefit

not to have / no / none / not / to lack / un- / -less

harmful and without benefit (idiom); more harm than good

(saying) people don't get up early unless there is some benefit in doing so / won't lift a finger unless there's something in it for oneself