贷款人

贷 = 代 + 贝 : Don Quixote (d) asks the crab (贝) for a loan (贷) in the airplane's bathroom (ai4) so that he can continue his adventures, but the crab can only offer him a few tokens (代) for the washing machine.

款 = 士 + 欠 + 示 : Karl Koala (ku) took the bachelor (士) out for dinner to the anthill (an3), but yet again he didn't bring enough money so he wants to give the bachelor an IOU note (欠) once more. The bachelor then pulls out a guideon (示) showing that he's a member of some special force, and that Karl Koala, because of his greed, will have to pay a fine (款).

人 = 丿 + ㇏ : Mnemonic symbol: Neanderthal Man (人). Robinson Crusoe (r-) is looking for snacks in the encampment's kitchen (-en2) when he suddenly spots Neanderthal Man (人). Neanderthal Man offers him a banana (丿), but Robinson Crusoe doesn't trust the present and pokes it with a finger (㇏).