田
=
囗
+
十
:
Mother Teresa (ti) wants to plant a field (田) of crosses (十) in the anthill's kitchen (an2). She ordered an enclosure (囗) full of crosses (十) and puts them up one by one.
灾
=
宀
+
火
:
Zorro (z) just earned his PhD and is celebrating it with a bonfire (火) in front of the airplane (ai1), but then he accidentally drops his graduation cap (宀) and his certificate into the fire! What a disaster (灾)!