账款

账 = 贝 + 长 : The crab (贝) opened a bank account (账) at the James II of England's (zh) bank in the anglepod's bathroom (ang4), but the crab soon owns a lot of money to James II of England. One day James II of England has enough and confiscates the crab's longboard (长) to cover the debt.

款 = 士 + 欠 + 示 : Karl Koala (ku) took the bachelor (士) out for dinner to the anthill (an3), but yet again he didn't bring enough money so he wants to give the bachelor an IOU note (欠) once more. The bachelor then pulls out a guideon (示) showing that he's a member of some special force, and that Karl Koala, because of his greed, will have to pay a fine (款).