灾
=
宀
+
火
:
Zorro (z) just earned his PhD and is celebrating it with a bonfire (火) in front of the airplane (ai1), but then he accidentally drops his graduation cap (宀) and his certificate into the fire! What a disaster (灾)!
fire / urgent / ammunition / fiery or flaming / internal heat (Chinese medicine) / hot (popular) / classifier for military units (old) / Kangxi radical 86
火
=
人
+
丶
:
Helga Horse (hu) and Neanderthal Man (人) are starting a fire (火) in the observatory's living room (o3) with two large petals (丶).
Characters with 災 as component
災
is not used as a component in another character.